I personally always go to 100%. My car is 2 years old with no degradation. I managed a total range of 270km (125km from 47%) the other day going up the coast. There were several road works which limited the speed to 80kph (which helped). Ideal temp of around 23C. Anyway, I digress - one thing people don't realise is that charging to 100% floats the cells (ie makes them all the same voltage). This has quite a good effect on the cells themselves. When power is drawn, a cell at a lower voltage will still contribute the same current (in series), so it is in fact working harder than the other cells. This increases the "wear" on the lower voltage cell, and will drop the voltage quicker. This in turn means it doesn't get up as high as the other cells if you keep going to 80%. Rinse and repeat, and that is why people generally need to replace one or two cells only. Floating will even the wear out over all cells, meaning you don't need to replace any cells until much later - however you will probably need to replace all the cells. With the buffer built in to the MINI, it actually is better to go to "100%" and float the battery rather than go to 80% all the time. If you really think that 80% is better, at least go to 100% every now and then to float the cells.
EDIT: I charge with a level 1 240V (10A) granny charger, so I am only doing around 1/16C, which won't hurt the battery at all. Most cars can charge at around 2C - hence 1/2 hour to charge (if there was no slow down). Higher than 2C generates a lot of heat. Just in case, the 'C' term is the capacity of the battery. A 10kWh battery will take an hour at 1C (10kW). It takes 1/2 hour at 2C, and 2 hours at 1/2C (again ignoring the slow down at the end of charging).