I wondered the same until I realised that the somewhat-intuitive phenomenon of "heat rising" only applies during natural convection of air under the effect of gravity (or any other gas that becomes less dense with temperature). Here we have mostly solid and liquid materials.
With the Kona the thermal resistance between cell and coolant is quite high because the cells are stacked. Tesla of course minimise the thermal resistance to maximise charging rate.
I wish the Kona had a "foot garage" as well.