This all reminds me of a story from about 10 years ago. When I was claim adjusting for a high risk insurer in my prior career, I received a large number of auto claims on one day, all neighbors on the same street, and I was to appraise the damage on every car. This is odd, absent hail storms, but these were collision claims, not hail claims. Turns out our insured driver, drunk as a skunk but taking back roads to “be safe”, caught the attention of a pair of officers who followed and observed from a distance. Seeing swerving they turned their lights on to pull him over. As a cooperative citizen he decided to get out of his car and walk back to the cop car calmly in an attempt to talk his way out of this quandary. He carefully pulled to the curb, but Upon stepping out of his car, he discovered that he had completely forgotten to put his car in park first. So as the car rolled forward he fell flat on his face, his legs extended under the car, and his back tire ran over both of his knees. Then his car carried on driverless down the narrow residential street, gently bouncing off parked cars on both sides of the road until it hit something solid and came to a stop. Thus all the claims. As I met with all these neighbors, they indicated the police officers pretty much had the giggles while trying to call for an ambulance for our poor drunken fool who was writhing in the gutter with two crushed knees.
If only our insured has been driving a Clarity...his car may have safely gone into park automatically in his drunken stupor...saving himself a very large insurance claim, and self-induced severe bodily injury.
And yes this is a true story. I have a bunch of them after working 13 years for a high risk insurance company. Our customers were real peaches.
