I think this is a common fallacy that raising the regen level on a car maximizes range and/or saves brake pads. Regen does put energy back into the battery, but it's not as efficient as coasting as much as possible. Any good EV will not use brake pads much at all when regen capability is available. My Hyundai Ioniq Electric allows the user to choose 4 different levels of regen from 0 (no regen) to 3 (maximum regen). It gives you complete control. That car is also extremely aerodynamic, so it's coasting ability is amazing. When I really want maximum range, I will set it to 0 and coast as much as possible. The 3 levels of regen in the Clarity are not very different from each other. I would say it's equivalent to levels 1 and 2 in the Ioniq.
The goal of efficient driving on a car with regen capability should not be to maximize regen, instead it should be to minimize accelerator use. If you have a situation where the car regens hard, but then you have to use the accelerator harder after that, you've wasted electricity.
So, in my Clarity, I never try to change the regen levels, and never use the paddles. Using the brakes will give me the same amount of regen. In the Ioniq, I mostly just use the defualt regen level of 1. If I think about it, and want to be slightly more efficient, I will occasionally set it to no regen. The only time I ever use 2 or 3 is if I'm in stop and go traffic and I want to not move my foot to and from the accelerator and brake as much.
Everyone is different in their thinking with these cars. The people that frequent forums like this are generally more geeky and like thinking this all out and actively think about these things while driving. The vast majority of drivers though (me included), don't want to think so much about it when driving. Don't get me wrong, I occasionally geek out and try to get an extremely efficient trip in the Ioniq. That car provides you with a lot of consumption information like miles/kwh. Once in a while, I'll try to do a certain trip and get it above 5 miles/kwh