I have been trying to get an answer to this for a week. I have a 403b that I want to take enough money out to have the necessary tax liability to use the full $7500 credit. The annuity company will take the tax due out before sending me the remaining money. This isn’t an issue as I will have enough to cover the $7500 towards reducing the price on the Bolt until I receive the tax credit. What I need to know is if the IRS sends me a check for the amount of tax that was given to them by the annuity company in addition to my W-2 withholding for the year up to my $7500 credit? In other words the IRS has the $7500 tax that I owe them by December 31 for the 2017 Tax year; do they send $7500 of that back to me in April/May of 2018? Tax accountants or personal experiences welcomed.