The lender wants Faraday's IP, among other things. Welcome to the Chinese way. http://www.autonews.com/article/20181008/OEM05/181009684/faraday-future-hits-funding-snag
Last I looked, it was highly questionable that FF had any IP worth anything at all. Even the Chinese, with their penchant for stealing ideas and inventions, may be disappointed to find FF's IP is a fancy box that's empty inside.